Source: Manila Times / Media Outreach Newswire — 2026-07-13
Summary
Following a 100,000-user pilot, Skyro launched nationwide access to SkyroCredit, a revolving digital credit line that bypasses Visa/Mastercard rails and uses AI-driven alternative-data underwriting — device intelligence, telco data, credit bureau, and transaction signals — to serve the Philippines' unbanked population.
Key Takeaways
- AI-driven alternative credit scoring deployed at national scale in an emerging market, not a limited pilot.
- Existing credit portfolio exceeds $200M with 1M+ active customers as of end-2025.
- Explicitly framed as a financial-inclusion strategy, with plans to expand into other Southeast Asian markets.
- No physical card required — the credit line operates entirely through alternative data signals rather than traditional card-network rails.