Source: Reinsurance News — 2026-07-08
Summary
London-based insurtech hyperexponential (hx) introduced Hyperoperator, billed as the first agentic underwriting workbench for commercial P&C insurance capable of taking a broker submission from an inbound email all the way to a fully priced, decision-ready, quoted risk. The agent operates inside a carrier's own pricing models, risk appetite, and delegated authority framework, handling routine intake and preparation work and handing off only judgment-requiring decisions to human underwriters.
Key Takeaways
- hx's underwriting platform is already used by insurers underwriting more than $75 billion in annual commercial P&C premium.
- Named customers include Aviva, Allianz, Sompo, Beazley, Markel, HDI, Cincinnati, Convex, and Bowhead.
- Claims to be the first agentic tool to move a broker email through to a fully priced/quoted risk without manual re-keying.
- Underwriters can interact with it across multiple channels: the native hx app, email, Microsoft Teams, Slack, or mobile.